Connecting you with small business loans
7 DAYS A WEEK , 8AM - 8PM
YOUR (US BASED) LOCAL TIME
Combining forces to help your business thrive
Accion Opportunity Fund is here to support you with capital, so you can achieve your business goals. Accion Opportunity Fund and UPS* are united by a shared commitment to underfunded Small Business owners, through opportunities for funding, educational assistance and policy change.
Free small business coaching and education
Together, we want to make running and growing your business easier. Get access to free small business coaching, videos and articles, and interactive learning in the AOF Small Business Resource Center.
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Loan amounts: $5,000 - $100,000
We offer loans from $5,000 to $100,000 with transparent terms of either 12, 24, 36, or 60 months¹.
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No prepayment penalties
No prepayment penalties with interest rates as low as 5.99%. Your rate is dependent upon your credit and financial standing.
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Mentoring & support
We provide more than just loans — we also offer coaching, mentoring, and access to support networks.
Do you qualify?
We do our best to make our services as accessible as possible, but we do have a few requirements before we can approve your loan. If we can't offer you a loan, we’ll try to refer you to one of our partners or provide other resources.
7 DAYS A WEEK , 8AM - 8PM
YOUR (US BASED) LOCAL TIME
Must have at least 12 months in business
Your business must generate $50,000 or more in annual sales
You must own at least 20% of the business
Your company must be based in the U.S.
Accion Opportunity Fund has more options and more flexibility than most loan companies.
It’s wonderful that groups like Accion Opportunity Fund think about small businesses and ways to help us survive…And I think that's what makes pandemics like this survivable, is that you know that there are people who are out there who care.
Apply for a Loan
or call 877–525-1555, 7 DAYS A WEEK , 8AM - 8PM YOUR (US BASED) LOCAL TIME*Rates, terms and maximum loan amount may vary according to overall creditworthiness of the applicant,financing product and lender.
All business advising, loans and loan servicing are provided exclusively by Accion Opportunity Fund Community Development and its affiliates. Accion Opportunity Fund Community Development and its affiliates are independent third-party companies that are not owned, controlled or operated by, or affiliated with, UPS. UPS makes no guarantee or endorsement regarding Accion Opportunity Fund Community Development and its affiliates, or their products or services. Accion Opportunity Fund Community Development and its affiliates solely own and manage their products and services on their own behalf and manage all aspects of their customer relationship, including making all credit and underwriting decisions. If you receive a loan from Accion Opportunity Fund Community Development or its affiliates, UPS will not be the lender. © 2023 United Parcel Service of America, Inc. All rights reserved.